Archives for September 2014

As the weather changes in many parts of the country, we reluctantly look at putting away our summer toys:  that ragtop, pontoon boat or Harley-Davidson, for example. In addition to protecting them against harsh elements, there can be an insurance advantage. Ask your agent if your insurance company offers a credit for a reduction in coverage for items stored for an extended period of time and not in use, and find out whether you should follow up in the spring. Each insurance company has its own rules. Read more…

Passports, birth certificates and Social Security cards are “super IDs.” With these items in hand, a criminal can easily create bogus accounts in your name or hijack legitimate accounts you own. In fact, with these items, criminals can assume your identity and do just about anything they want, costing you money, reputation and your precious time to straighten everything out.

The best way to thwart criminals is to leave at home any documents you don’t immediately need. Lock them in a file cabinet, a home safe or a safe deposit box at a bank. Sure, when applying for a new job or in some other situation where you need proof of citizenship, you’ll need to carry primary identification with you. But lock these documents up when you get home. Read More…

 

Last night at the 95th annual Hagerstown-WashingtonCounty dinner, KSI’s John Latimer was recognized for his service as outgoing President.

 

If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough nonperishable food for everyone? In short, do you have the right plan and supplies to get through an emergency? September is National Preparedness Month, designed to encourage Americans to ask those kinds of questions — and take steps to ensure they answer “yes.” In the insurance business, we know a little something about helping people recover from disasters. And we know that a little preparation goes a long way. So here are some tips from the Red Cross, Centers for Disease Control and others on what you should put in an emergency preparedness kit for you and your family. Read More…

 

Energize your safety training this month with Chesapeake Employers’ 15-minute power tool training guides for power saws, chainsaws, nail guns, power drills and angle grinders http://bit.ly/1wnLfpE. For more trainings, visit our Safety University at www.ceiwc.com.

If your secondary home is going to be unoccupied for the fall and winter season, technology can help you keep an eye on your property from afar. A growing range of inexpensive security cameras are offering companion services that allow you to view live video  from your home on smartphones and tablets, as well as connections to your remote monitoring company. Some other services offer text alerts if a vehicle enters your driveway. Read more…

Even with the best planning, the unexpected can happen. A sizable judgment against your business can damage your reputation, market share, and bottom line. Would your auto or general liability policies protect your business against a substantial loss?

With umbrella coverage from Liberty Mutual Insurance, you can safeguard your business. We’ll help protect you from the unexpected so you can focus on what really matters: your business. Read more…

 

We have all encountered scenarios in which other drivers make us shake our heads. People often are quick to accuse other drivers of being reckless, but if pressed, they may admit to sometimes driving recklessly themselves. If unsafe driving is everyone’s problem, what is the solution?

Our safety professionals have put together three tips that can help make sharing the road safer while getting from point A to B. Read More…

The warm days and cool nights of autumn will soon arrive along with those beautiful leaves that we all enjoy so much. As majestic as those trees look while the leaves are still attached, what do we do when leaves begin falling to the ground, covering the landscape?

Many of us have happy childhood memories of burning leaves. But is that really the best alternative?  Read more…

 

KSI is closing Friday afternoon so our team can enjoy annual company picnic. Visit out Customer Service page for payment and claim info.

Studies show many of us are not prepared for an emergency. Less than 1 in 3 Americans have an up-to-date survival kit.* Chances are, someone you know lacks the basic supplies they would need. Help us change that! Together, we can Share to Prepare. Read More…

Please see our Claims and Service page for Company websites/phone numbers. Enjoy the holiday!

The first Labor Day was held in 1882. Its origins stem from the desire of the Central Labor Union to create a holiday for workers. It became a federal holiday in 1894. It was originally intended that the day would be filled with a street parade to allow the public to appreciate the work of the trade and labor organizations. After the parade, a festival was to be held to amuse local workers and their families. In later years, prominent men and women held speeches. This is less common now, but is sometimes seen in election years. One of the reasons for choosing to celebrate this on the first Monday in September was to add a holiday in the long gap between Independence Day and Thanksgiving.