Your insurance policy is merely a promise until you have a claim, but many people hesitate to report a claim to their insurer. Here are five reasons why you should promptly report a claim if you have an incident.
Archives for February 2015
Black ice makes very dangerous walking and driving situations, and potential liabilities that can cripple your business.
Even though smoking among adults has been on a steady decline since 1965, smoking is still the No. 1 cause of home fire deaths in the United States, according to the United States Fire Administration. If you smoke – or live with a smoker – use caution when handling smoking materials, such as cigarettes, pipes, cigars, matches and lighters, to keep you and your family safe. Read More…
Soulmate. Beloved. Spouse. Friend. Whatever you call your special loved one, Valentine’s Day is a time to celebrate your relationship and offer a token of your affection. While the traditional roses and candy are certainly thoughtful, roses fade and candy doesn’t last. For a more lasting gift, why not consider life insuranc.e Read Blog
Nobody likes to think about getting into an automobile accident, but it can happen to any driver at any time. Taking time in advance to think through the steps to follow after a car accident can keep everyone safe and simplify the claims process.
Please go to our Claims & Service Page for company phone numbers and websites.
When the rules of the road change, it’s up to drivers to keep up. Take our quiz to see how well you’ve kept up. Answers at the end provide website resources for more information. Take the quiz!
Data Privacy Day, observed annually on January 28, encourages all of us to make protecting privacy and data a greater priority. In preparation for the Apple Watch™ set to debut in early 2015, businesses and employers should learn more about this new device – and similar technology – to understand the potential benefits and risks.
Many businesses already have policies and procedures in place to address the risks from mobile technology, such as smartphones, laptops and tablets. Wearable technologies come with a new set of risks. Businesses should consider expanding their existing acceptable use policies to include wearable technology such as smartwatches and smartglasses. For instance, if smartphones are not allowed within the workplace due to the risks a camera, audio recording and data storage bring with them, then a smartwatch should not be allowed either. The same goes for the use of wearable technology by drivers of your company vehicles. Read More…
Every corporation relies on the guidance of its board of directors for success. Although lawsuits against larger, publicly traded companies receive the lion’s share of media attention, privately held corporations are also vulnerable to lawsuits by competitors, government agencies, creditors and employees. You can protect your hard-earned success by purchasing directors and officers insurance (D&O) coverage for your company.
When choosing a life insurance policy, the death benefit paid to a beneficiary is the primary focus. However, did you know that some life insurance plans provide additional living benefits? Policies not only provide financial security after death, but in some cases they may provide benefits in the event of a terminal or permanently incapacitating illness.
An accelerated death benefit rider is an enhancement to a life insurance policy that allows a policy owner to access some portion of the death benefit while the insured is still living. These proceeds can be used in any way that the policy owner chooses: to cover medical costs, to pay expenses needed for nursing home care or even to fulfill a lifelong dream. Read More…