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Everyone wants to be outdoors this time of year. Block parties, family reunions and other functions are often stationed outside. As host, your concerns need to extend beyond hoping for cooperative weather and stocking snacks.
In general, any time you serve alcohol, host a pool party or provide equipment for entertainment, there is an element of potential liability on your part for any injury, and your insurance may not provide coverage.
– See more at Outdoor Gatherings
Go to our Claims & Service Page for company infomation.
Memorial Day marks the unofficial start of backyard grilling season. The Insurance Information Institute estimated that Americans enjoy more than three billion barbecues each year.
Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities. A study of residential fires by the National Fire Protection Association (NFPA) reported.
As we enter the start of summer, people will spend more time on the water skiing, boating and riding personal watercraft.
But with more people on the water comes more potential for injuries. According to the U.S. Coast Guard, nearly 80 percent of all recreational boating injuries occur from May to September.
The personal and economic costs of boating injuries are high ̶ in 2013, the Coast Guard counted more than 4,000 accidents involving 560 deaths, 2,620 injuries and nearly $40 million in property damage. Read More…
There are roughly 40 million wood decks in use across the U.S., most of them between 10 and 15 years old, according to the North American Deck and Railing Association (NADRA). While decks do not collapse every day, when they do, people can be injured or killed. You can help protect visitors to your home or business by keeping deck safety in mind. Read More…
During the summer weather, it can be tempting to play one more hole of golf, hike just one more mile, or throw a few more pitches to a budding baseball player. But if lightning is in the area, those decisions can be dangerous. Lightning is the third largest storm-related killer in the U.S., and causes nearly $1 billion in damages a year*. While summer is peak season for thunderstorms and lightning, storms can strike any time year-round. And, each flash of lightning carries the potential for injury and property damage. Staying safe is critical. That is why we have gathered important information here that will help you protect yourself and your loved ones. Read more…
Cyber cri
me respects no borders. A better global governance framework would be a significant step toward addressing the threats posed by new technologies. A report by the ESADEgeo-Center for Global Economy and Geopolitics and Zurich suggests ways to counter the risks and move closer to an adequate governance structure. Read More...
For mos
t employees, being injured on the job is a first-time occurrence, and the road back to work is not always well defined. Employee injuries should never be considered routine; however, your response plan should be.
Travelers’ Corridor of CareSMpost-injury management process is a carefully structured sequence of activities designed to take care of the injured employee from the moment of injury through return to full duty.
Our process can help you reduce the cost of workers compensation losses by building a systematic and positive approach to handling employee injuries. Read More…
How do you define “mom”? Her value is certainly more than any of the roles she might play: breadwinner, cook, server, dishwasher, psychologist, facilities manager, laundry operator, housekeeper, bookkeeper, daycare teacher, interior designer/decorator, nurse, chauffeur, janitor and computer operator.
Mothers are what made your life possible, yet in many cases their role is by far the most undervalued of all positions in which one could serve. We fail to consider what would happen if she weren’t there to handle things. How would the family continue with the plans for the future? College? Retirement? The value of a mom’s work has been estimated as high as $118,000 per year. The Mom Salary Wizard at salary.com can provide a customized value of the work of a mother.
It’s more important than ever for your healthcare business to be prepared for a data breach. The costs of addressing a breach range from notification and crisis management costs to potential legal action. As well, your reputation is at stake. Have you started yet to build a culture of data safety? Click and enlarge the infographic below to help you get started: Read Blog
A vital ste
p in protecting and preserving the value of your jewelry is getting an updated appraisal on a regular basis. In fact, if the most recent appraisal of your jewelry took place five or more years ago, it’s time to get a new appraisal.
You may be asking what a jewelry appraisal does for you. The obvious answer is that an appraisal sets a value for your jewelry. And with today’s roller-coaster values for gold, platinum, silver and gemstones, knowing what your jewelry is worth can save you heartache later if your jewelry is lost or stolen. Benefits of Jewelry Appraisals
Fatalities caused by falls from elevation continue to be a leading cause of death for construction workers, accounting for 279 of the 806 construction fatalities recorded in 2012.
Those deaths were preventable.
During fiscal year 2014, fall prevention safety standards were among the top 10 most frequently cited Occupational Safety and Health Administration (OSHA) violations.
Construction industry leaders are promoting Construction Safety Week, May 3-9, as a unique opportunity for construction firms across the U.S. to work together to eliminate worker injury. Every year, more than 80,000 workers suffer on-the-job injuries at construction sites across the U.S. Fatal work injuries involving contractors accounted for 17 percent of all fatal work injuries in 2013, according to statistics collected by the U.S. Occupational Safety and Health Administration. In addition, three of the top 10 standards violations that resulted in worker deaths in 2013 were construction-related, including No. 1, fall protection; No. 3, scaffolding requirements; and No. 7, ladders. Read more…