MORE THAN PRODUCT LIABILITY
People often think of insurance protecting a manufacturer against liability claims stemming from products they made. But insurance coverage should be much more than that.
What if you are a manufacturer and are unable to continue making your product because of something that happened off of your premises? For example, a tornado knocks out power lines that prevent you from getting the power your machines need to run. Or, your water source is cut off, preventing you from completing your product. Off premises utility coverage provides coverage when power, water or communications are interrupted from a covered cause, and it leads to a loss for your business.