A serious disability may seem like a long shot. But it can happen to anyone. And it can keep you out of work for a lengthy period of time. If that ever happens to you, help protect your income and savings with the long-term disability insurance plan your employer is offering. So you can stay on top of your rent or mortgage and other bills in the worst case scenario. Sound expensive? Actually, long term-disability insurance coverage costs as little as a couple of cups of coffee.1
All the Right Reasons
- You hope a disability will never happen. But there’s a 30% chance it will. Three out of 10 workers will face a condition that lays them up before they retire.2
- Workers’ compensation covers only the injuries and illnesses that are work-related. Most serious disabilities – 95%, in fact – are non-work-related.3
Protection for the Long Haul
Enroll in your employer’s long-term disability insurance plan from The Hartford, and you may be protected if a disability requires a long recovery period. Our long-term disability insurance comes with these advantages:
- Wide coverage. Covered disabilities can include back injuries and serious illnesses.
- Free choice. How much of your paycheck do you want to protect? In some cases, your employer lets you choose from multiple benefit percentages.
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