WHAT IS HIGH-NET-WORTH PERSONAL INSURANCE?
You don’t live in a ‘typical’ home. Then your insurance should not be ‘typical’, either. You don’t drive an ‘ordinary’ car—then your policy shouldn’t be ‘ordinary’, either. Over your lifetime, you have worked incredibly hard to build a life for you and your loved ones that you have always dreamed of. In an exceedingly litigious society, all of those assets are severely exposed to severe financial loss. Can you sleep soundly at night with confidence that everything you own is properly covered? This is a problem that goes widely-unnoticed until their house suffers a catastrophe or you’re named in a lawsuit for millions of dollars. The common theme we are finding is that most successful people who have acquired wealth over the years—have simply outgrown the mass-insurance carrier that they started out with. The coverages don’t seem to grow along with them—but the premiums do. The result of this is simple: You are overpaying to be under-insured.
The first thing we do as part of our process is to take through our Personal Risk Assessment. This is a comprehensive and private discussion that will: (1) Identify your assets, (2) Identify lifestyle risks, and (3) Uncover your exposures. From there, our team uses that as a foundation for building a personalized insurance program through one of our many available top-rated carriers (Chubb, AIG, Cincinnati, etc.), that is properly suited for you and your family.
When was the last time your agent took you through this process? We conduct this annually, to ensure that your insurance program grows along with you.
Our primary focus is to help you and your loved ones feel safe and secure in knowing that everything you’ve worked so hard to earn is properly protected.
STAY TUNED FOR FUTURE BLOG POSTS AS PART OF OUR “HIGH-NET-WORTH PERSONAL INSURANCE” EDUCATIONAL SERIES.
Chris Wiles | 301-712-9229 | email@example.com